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How Long Does it Take to File an 18 Wheeler Claim? It may take longer for a car crash claim to be settled than a 18-wheeler accident. Truck accidents are often accompanied by severe injuries. However, each truck accident is unique and there are many variables that impact the length of time it takes to reach a settlement. Here are some of the most important aspects to consider. Insurance claims Like all vehicles on the road 18 wheeler trucks must have a minimum level of insurance. This is because collisions involving large trucks are more likely to result in serious injury and property damage when compared to a normal car accident. These accidents often lead to death and catastrophic injuries. This is why it is important that victims of these accidents submit a claim to receive the compensation they are entitled to. While 18 wheeler insurance is essential but it can be difficult to find policies that can meet all your requirements. You may need to purchase additional coverage depending on the type and amount of cargo your trucks transport. For instance, hazmat transporters may require as much as $5 million in liability insurance. Towing insurance as well as trailer exchange insurance and cargo coverage are just a few possible policies. A knowledgeable attorney can help you determine what type of coverage is required by your company. 18 wheeler accident settlement laguna niguel will also assist you in negotiating with the insurance companies to ensure that your claim is settled. In some instances insurance companies may attempt to minimize their liability by declaring comparative fault. This can greatly devalue your claim. A lawyer can help to challenge these claims and secure the maximum amount of compensation you're entitled to. A seasoned lawyer will ensure that you receive the cash needed to recuperate, regardless of how you were hurt in your accident. Settlements In many cases, a truck accident victim will receive a settlement offer well before a lawsuit is filed. The settlement offer is usually below what the victim deserves. It's offered by the trucking company or their legal team. This offer should never be accepted without consulting an attorney for personal injuries. The value of a settlement is contingent on several factors such as the extent of injuries, property damage and medical costs. The non-economic damage can also play a role, especially in the event that the crash has left you physically and emotionally distressed. These losses are difficult to quantify and require professional analysis. The amount you will receive in compensation is also influenced by determination of the liability. If you can prove the responsible party broke traffic laws or was negligent, or caused the accident by an act of negligence, they will be held accountable for your damages. There are however other legal defenses which can restrict their liability. They include the doctrine of contributory negligence and comparative fault. Owners of trucking companies may also be held liable for accidents. This could be the case if driver of the truck was operating under poor conditions or if the company did not maintain the vehicle in good condition. In addition, if cargo was not properly loaded or a component of the truck was defective the shipping and cargo loading companies could be held liable. Filing a lawsuit You may be forced to file a suit in the event that the insurance company does not offer a fair settlement. This could extend the time to a settlement but could also lead to a higher award of damages. A lawyer for truck accidents is the best option whether you decide to settle or go to court. You require someone to guard your interests because the insurance companies will try to minimize your claim. A Lafayette truck accident lawyer will examine your accident and determine the amount of the damages to ensure that you receive maximum compensation. In the majority of 18 wheeler collisions the parties involved are accountable. For example, if the truck driver was drunk or violating hours of service regulations the employer could be held responsible. A company that manufactures a repair shop or component could also be held liable when the part that was defective was the cause of the accident. Moreover, cargo-loading or shipping companies could be held accountable for accidents involving their trucks. These trucks are required to be loaded and transported in a safe way to prevent them from tipping or hitting the ground. These companies are required by law to adhere to strict safety standards. The law also permits you to seek compensation for economic damages, for example, pain and suffering. Trial The majority of cases involving truck accidents are settled through negotiations with the insurance company. A fair settlement should consider all medical expenses or treatment costs, as well as other losses you will suffer. Your lawyer can also help you determine the potential damages that your future losses could be, as well as whether punitive damages could be applicable. The length of time it takes to receive a complete and final settlement can depend on various factors, and an experienced attorney will be able to guide you through the process. The extent of your injuries will determine how much compensation you will receive. Some injuries will only affect you for only a few weeks or even months, while others will have an extended or permanent impact on your life. In 18-wheeler accidents, it can take some time to identify who is at fault. It is because multiple parties can be held responsible as well as the truck driver and the company who employs him. In certain instances there could be mechanical problems with the vehicle that could cause a crash. In which case it might be necessary to hold the repair shop or manufacturer liable for your damages. There are a variety of factors that affect the amount of a settlement for an 18 wheeler collision however, in general these cases tend to have higher settlements than those that involve cars. This is due to the severity of the injuries and damage that can be caused by these accidents.